4 menit Show
Tak semua kota berada dalam kondisi keamanan yang stabil, beberapa kota bahkan dilabeli kota paling berbahaya di dunia bagi para wisatawan. Penyebabnya tak lain akibat banyaknya teror dan ancaman yang tersebar! Perang, bencana alam, dan juga tingginya angka kriminalitas adalah beberapa penyebab runtuhnya banyak kota besar di dunia. Padahal, banyak kota tersebut yang mempunyai potensi wisata yang sangat besar, unik, dan bahkan diunggulkan oleh dunia. Sayangnya, besarnya konflik membuat kota-kota tersebut mengalami kemunduran dan bahkan banyak di antaranya yang sudah diembargo. Kira-kira kota mana saja yang tergolong sangat berbahaya dan sebaiknya tak dikunjungi? Seperti dimuat oleh laman tripminutes.com dan Kompas.com, inilah sejumlah kota paling berbahaya di dunia yang sebaiknya tak kamu kunjungi. 1. Aleppo, Syria Kota paling berbahaya di dunia tak lain adalah Aleppo, Syria. Kecamuk perang tiada henti baik perang sipil ataupun dengan pemerintah menjadi sebabnya. Padahal, dulunya kota ini merupakan pusat peradaban seni, olahraga, dan pendidikan yang sangat maju dan dikagumi. Kota ini benar-benar sangat tak layak dikunjungi oleh wisatawan karena hingga kini pun masih ada jejak perang yang berkecamuk di sana. 2. Caracas, VenezuelaVenezuela adalah negara yang terkena dampak depresi ekonomi paling parah sepanjang masa. Akibatnya, jalanan di kota Caracas, ibu kota Venezuela kini dipenuhi oleh para kriminal, pengedar narkoba, hingga perang antar geng. Catatan kriminal tersebut membuat kota yang dulunya adalah destinasi wisata andalan ini kini jadi kota yang ditinggalkan bahkan oleh penduduknya sendiri. 3. Kabul, AfghanistanSebagaimana yang telah kita ketahui, Kabul dan wilayah Afghanistan lainnya adalah wilayah-wilayah rawan konflik dan perang. Tak heran bila kota ini juga disebut sangat berbahaya bagi para travelers mengingat kondisi keamanan yang sangat tak kondusif. Padahal, Kabul, Afghanistan zaman dahulu merupakan tempat yang banyak dikunjungi oleh wisatawan dan saudagar dari seantero dunia. 4. Ciudad Juarez, MeksikoAdakah tempat yang lebih buruk dari sebuah kota yang seluruh aparat keamanannya telah dibeli oleh para penjahat? Itulah gambaran kota Ciudad Juarez yang sekaligus membuat kota ini mendapatkan predikat kota paling berbahaya di dunia. Tak heran karena Ciudad Juarez disebut sebagai kotanya para mafia narkoba dan juga pusatnya perdagangan manusia. Jangan pernah kunjungi ya! 5. Juba, Sudan SelatanMaraknya perang sipil serta tingginya tingkat kekerasan membuat kota Juba di Sudan Selatan mendapatkan peringatan larangan dikunjungi turis asing. Hal ini sangat disayangkan oleh banyak pihak karena kota in merupakan salah satu tempat terbaik untuk melihat beragam spesies hewan bermigrasi. Label kota paling berbahaya di dunia tentu tak hanya merugikan secara sosial tapi juga secara ekonomi bagi para warganya. 6. Cape Town, Afrika SelatanAfrika Selatan umumnya memang menawarkan destinasi wisata memukau yang sangat ramah wisatawan. Namun, tidak demikian halnya dengan Cape Town. Banyak yang menganggapnya sebagai kota paling berbahaya di dunia karena angka kriminalitas yang tinggi. Jika memang terpaksa harus mengunjungi Cape Town, sebaiknya Anda tak perlu singgah dan datanglah dalam kelompok besar. 7. Sanaa, YamanSejak peperangan melanda kota Sanaa, Yaman beberapa waktu silam, kota ini tak pernah lagi kembali mendapatkan kedamaiannya. Padahal, di kota Sanaa terdapat beberapa situs bersejarah yang masuk daftar World Heritage Sites dari UNESCO. Sejak itu, kota ini menjadi salah satu kota paling berbahaya di dunia yang bahkan sangat tak dianjurkan untuk dikunjungi oleh banyak pemerintah dunia. 8. San Pedro Sula, HondurasSumber: telegraph.co.uk Catatan kriminalitas dan teror tersebar luas di seantero kota San Pedro Sula, Honduras. Bagaimana tidak, konon terdapat sebanyak 171 kematian dari setiap 100.000 penduduk di kota ini. Sebuah angka yang mengerikan dan terlampau sulit untuk ditoleransi. Penyebabnya tak lain adalah peperangan antar geng kartel narkoba yang banyak beredar di San Pedro Sula. 9. Kota Guatemala, GuatemalaSumber: worldnomads.com Sekilas, sebetulnya Kota Guatemala memiliki lanskap kota dan pemandangan alam yang menarik untuk dikunjungi. Namun, jangan pernah coba-coba melakukannya jika kamu tak paham situasi kota ini. Pasalnya, Kota Guatemala dikenal memiliki tingkat kriminalitas yang sangat tinggi dan tentunya telah banyak memakan korban jiwa. Salah satu penyebabnya yaitu kesenjangan ekonomi yang sangat curam yang mengakibatkan masyarakat di kalangan bawah berebut kuasa lewat kekerasan. 10. Baghdad, IrakSumber; sindonews.com Siiapa sih yang tak pernah mendengar kabar buruk dari Kota Baghdad, Irak? Kota ini pantas dimasukkan ke dalam kelompok kota paling berbahaya di dunia salah satunya karena ekstrimisme dan terorisme. Ya, Kota Baghdad adalah pusat kekuasaan kelompok teroris ISIS yang terkenal sangat bengis dan sadis. Lebih baik urungkan niatmu jika ingin mengunjungi kota ini! *** Apakah menurutmu ada kota di Indonesia yang pantas masuk ke daftar ini? Semoga artikel di atas bermanfaat, Sahabat 99. Simak informasi dan tulisan menarik lainnya hanya di Blog 99.co Indonesia. Mau beli properti di Singapura? Cari lewat 99.co/id saja!
One of the biggest indicators of how much a policyholder needs to pay for insurance – in particular home and auto coverage – is their ZIP code as insurance companies often use a person’s address to determine the types of risks they are exposed to. </p> <p>Certain parts of the US, for instance, are prone to extreme weather and natural calamities. These factors can cause premium prices to shoot up. But what can make insurance rates more costly is the level of crime surrounding a location.</p> <div> <div id="div-gpt-ad-1669120695539-12" class="mb-20" style="overflow:hidden"> <script> googletag.cmd.push(function () { googletag.display('div-gpt-ad-1669120695539-12'); }); </script> </div> <div> <p>According to the New York-based Kneller Insurance Agency, insurers typically use a person’s address to gather crime reports from local law enforcement to be able to assess the risks.</p> <p>“Areas that experience a high volume of break-ins and vandalism also raise claims and rates,” the firm wrote in a blog on its website. “Since insurers operate in risk, they see high crime rates as more of a chance that you will file a claim for vandalism or theft. As a result, the premium increases to account for this higher level of risk.”</p> <p>Insurtech CoverHound, meanwhile, explained that policyholders do not need to experience a crime for their premiums to rise.</p> <p>“Even if you are not a victim of crime yourself, your rates may increase,” the firm noted. “That’s because insurance companies offer rates based on collective risk, and if you live in a bad neighborhood, then your neighbors could file more claims, which will impact your rates.”</p> <p><strong>Read more:</strong> <a target="_blank" href="https://www.insurancebusinessmag.com/us/news/breaking-news/unprecedented-rise-in-auto-thefts--insurance-crime-bureau-issues-warning-397172.aspx">"Unprecedented" rise in auto thefts – insurance crime bureau issues warning</a></p> <h2><strong>Violent crimes on the rise</strong></h2> <p>A recent analysis of crime trends by the Council on Criminal Justice (CCJ) revealed that reports of violent crimes have been rising in the country’s major cities. Data gathered by the group has shown a rising number of homicides in the past few years, with 2021 figures ticking up 5% from 2020 but jumping 44% from 2019.</p> <p>According to the study, the increase was primarily due to “pandemic pressures and change in policing tactics.”</p> <p>Murder rates, meanwhile, have declined significantly since the 1990s, with CCJ’s research recording just almost half the volume of incidents compared to 29 years ago. In 2021, the rate was 15 deaths per 100,000 residents, down from 28 per 100,000 in 1993.</p> <p>Richard Rosenfeld, criminologist at the University of Missouri-St. Louis and author of the study, noted that the reasons for increases, particularly in the number of homicides, vary from year to year. In 2020, for example, incidents rose following the killing of George Floyd, which sparked calls for racial justice and police reform, and caused unrest in cities across the country.</p> <p>“The social unrest after the George Floyd killing in Minneapolis very likely played a role in [increased homicides], but differences across cities in 2021 suggests that local factors are now becoming more important,” Rosenfeld told CBS News in an interview.</p> <p><strong>Read more: </strong><a target="_blank" href="https://www.insurancebusinessmag.com/us/news/breaking-news/sharp-jump-in-violence-could-make-this-product-the-industrys-next-cyber-38472.aspx">Sharp jump in violence could make this product the industry’s “next cyber”</a></p> <h2><strong>Top 10 safest cities in the US in 2022</strong></h2> <p>To identify the safest cities across America, fintech firm SmartAsset analyzed data from 200 of the country’s largest cities using five metrics – violent and property crime rates, vehicular and drug poisoning mortality rates, and the percentage of the population engaging in excessive drinking.</p> <p>To work out the average annual home premiums in each area, meanwhile, Insurance Business used Insurance.com’s home insurance calculator. The figures below are for a $200,000 dwelling with a $1,000 deductible and $100,000 liability coverage. For auto insurance rates, we referred to The Zebra’s car insurance calculator. Coverage is for a 40-year-old homeowner with a fully paid 2020 model vehicle who currently has an existing plan. </p> <p>Here are the cities that made it to the top 10 of SmartAsset’s list.</p> <h2><strong>1. Frisco, Texas</strong></h2> <p><em>Violent crime rate: 86 per 100,000 residents</em></p> <p><em>Property crime rate: 972 per 100,000 residents</em></p> <p><em>Vehicular mortality rate: 6.3 per 100,000 residents</em></p> <p><em>Drug poisoning mortality rate: 7.3 per 100,000 residents</em></p> <p><em>% of population engaging in excessive drinking: 18.66%</em></p> <p><em>Safety index: 100</em></p> <p><em>Average annual home insurance rate: $2,980</em></p> <p><em>Average annual auto insurance rate: $1,464 to $1,788</em></p> <h2><strong>2. McKinney, Texas </strong></h2> <p><em>Violent crime rate: 134 per 100,000 residents</em></p> <p><em>Property crime rate: 936 per 100,000 residents</em></p> <p><em>Vehicular mortality rate: 6.3 per 100,000 residents</em></p> <p><em>Drug poisoning mortality rate: 7.3 per 100,000 residents</em></p> <p><em>% of population engaging in excessive drinking: 18.66%</em></p> <p><em>Safety index: 98.63</em></p> <p><em>Average annual home insurance rate: $3,080</em></p> <p><em>Average annual auto insurance rate: $1,500 to $1,836</em></p> <h2><strong>3. Santa Clarita, California</strong></h2> <p><em>Violent crime rate: 131 per 100,000 residents</em></p> <p><em>Property crime rate: 907 per 100,000 residents</em></p> <p><em>Vehicular mortality rate: 8 per 100,000 residents</em></p> <p><em>Drug poisoning mortality rate: 10.5 per 100,000 residents</em></p> <p><em>% of population engaging in excessive drinking: 17.81%</em></p> <p><em>Safety index: 98.13</em></p> <p><em>Average annual home insurance rate: $886</em></p> <p><em>Average annual auto insurance rate: $1,416 to $1,740</em></p> <h2><strong>4. Sunnyvale, California</strong></h2> <p><em>Violent crime rate: 149 per 100,000 residents</em></p> <p><em>Property crime rate: 2,062 per 100,000 residents</em></p> <p><em>Vehicular mortality rate: 6.5 per 100,000 residents</em></p> <p><em>Drug poisoning mortality rate: 9.4 per 100,000 residents</em></p> <p><em>% of population engaging in excessive drinking: 16.92%</em></p> <p><em>Safety index: 97.63</em></p> <p><em>Average annual home insurance rate: $634</em></p> <p><em>Average annual auto insurance rate: $1,368 to $1,668</em></p> <h2><strong>5. Glendale, California</strong></h2> <p><em>Violent crime rate: 103 per 100,000 residents</em></p> <p><em>Property crime rate: 1,597 per 100,000 residents</em></p> <p><em>Vehicular mortality rate: 8 per 100,000 residents</em></p> <p><em>Drug poisoning mortality rate: 10.5 per 100,000 residents</em></p> <p><em>% of population engaging in excessive drinking: 17.81%</em></p> <p><em>Safety index: 95.26</em></p> <p><em>Average annual home insurance rate: $809</em></p> <p><em>Average annual auto insurance rate: $1,860 to $2,268</em></p> <p><strong>Read more</strong>: <a target="_blank" href="https://www.insurancebusinessmag.com/us/news/breaking-news/where-is-your-clients-car-most-likely-to-be-stolen-69937.aspx">Where is your client’s car most likely to be stolen?</a></p> <h2><strong>6. McAllen, Texas</strong></h2> <p><em>Violent crime rate: 85 per 100,000 residents</em></p> <p><em>Property crime rate: 1,931 per 100,000 residents</em></p> <p><em>Vehicular mortality rate: 10.2 per 100,000 residents</em></p> <p><em>Drug poisoning mortality rate: 3.8 per 100,000 residents</em></p> <p><em>% of population engaging in excessive drinking: 14.65%</em></p> <p><em>Safety index: 94.13</em></p> <p><em>Average annual home insurance rate: $3,146</em></p> <p><em>Average annual auto insurance rate: $1,200 to $1,476</em></p> <h2><strong>=7. Cary, North Carolina</strong></h2> <p><em>Violent crime rate: 66 per 100,000 residents</em></p> <p><em>Property crime rate: 946 per 100,000 residents</em></p> <p><em>Vehicular mortality rate: 7.3 per 100,000 residents</em></p> <p><em>Drug poisoning mortality rate: 12.4 per 100,000 residents</em></p> <p><em>% of population engaging in excessive drinking: 18.31%</em></p> <p><em>Safety index: 93.88</em></p> <p><em>Average annual home insurance rate: $1,106</em></p> <p><em>Average annual auto insurance rate: $1,356 to $1,656</em></p> <h2><strong>=7. Santa Clara, California</strong></h2> <p><em>Violent crime rate: 156 per 100,000 residents</em></p> <p><em>Property crime rate: 2,501 per 100,000 residents</em></p> <p><em>Vehicular mortality rate: 6.5 per 100,000 residents</em></p> <p><em>Drug poisoning mortality rate: 9.4 per 100,000 residents</em></p> <p><em>% of population engaging in excessive drinking: 16.92%</em></p> <p><em>Safety index: 93.88</em></p> <p><em>Average annual home insurance rate: $628</em></p> <p><em>Average annual auto insurance rate: $1,320 to $1,608</em></p> <h2><strong>9. Plano, Texas</strong></h2> <p><em>Violent crime rate: 155 per 100,000 residents</em></p> <p><em>Property crime rate: 1,645 per 100,000 residents</em></p> <p><em>Vehicular mortality rate: 6.3 per 100,000 residents</em></p> <p><em>Drug poisoning mortality rate: 7.3 per 100,000 residents</em></p> <p><em>% of population engaging in excessive drinking: 18.66%</em></p> <p><em>Safety index: 93.63</em></p> <p><em>Average annual home insurance rate: $3,043</em></p> <p><em>Average annual auto insurance rate: $1,464 to $1,788</em></p> <h2><strong>10. Torrance, California</strong></h2> <p><em>Violent crime rate: 191 per 100,000 residents</em></p> <p><em>Property crime rate: 2,046 per 100,000 residents</em></p> <p><em>Vehicular mortality rate: 8.0 per 100,000 residents</em></p> <p><em>Drug poisoning mortality rate: 10.5 per 100,000 residents</em></p> <p><em>% of population engaging in excessive drinking: 17.81%</em></p> <p><em>Safety index: 88.26</em></p> <p><em>Average annual home insurance rate: $722</em></p> <p><em>Average annual auto insurance rate: $1,344 to $1,644</em></p> <h2><strong>Top 10 most dangerous cities in the US in 2022</strong></h2> <p>A separate study by analytics firm NeighborhoodScout, meanwhile, revealed the most dangerous cities in America based on raw crime data it compiled from all 18,000 law enforcement agencies across the country. The company ranked each city according to violent crime rates and the likelihood of a person becoming a victim. These are the ones that came out on top.</p> <h2><strong>1. Monroe, Louisiana</strong></h2> <p><em>Violent crime rate: 29.4 per 1,000 residents</em></p> <p><em>Chance of being a victim: 1 in 34</em></p> <p><em>Average annual home insurance rate: $2,166</em></p> <p><em>Average annual auto insurance rate: $2,280 to $2,784</em></p> <h2><strong>2. Memphis, Tennessee</strong></h2> <p><em>Violent crime rate: 24.2 per 1,000 residents</em></p> <p><em>Chance of being a victim: 1 in 41</em></p> <p><em>Average annual home insurance rate: $2,615</em></p> <p><em>Average annual auto insurance rate: $4,296 to $5,256</em></p> <h2><strong>3. Saginaw, Michigan</strong></h2> <p><em>Violent crime rate: 23.8 per 1,000 residents</em></p> <p><em>Chance of being a victim: 1 in 42</em></p> <p><em>Average annual home insurance rate: $1,964</em></p> <p><em>Average annual auto insurance rate: $2,196 to $2,688</em></p> <h2><strong>4. Detroit, Michigan</strong></h2> <p><em>Violent crime rate: 22.6 per 1,000 residents</em></p> <p><em>Chance of being a victim: 1 in 44</em></p> <p><em>Average annual home insurance rate: $2,720</em></p> <p><em>Average annual auto insurance rate: $3,312 to $4,044</em></p> <h2><strong>5. St. Louis, Missouri</strong></h2> <p><em>Violent crime rate: 20 per 1,000 residents</em></p> <p><em>Chance of being a victim: 1 in 50</em></p> <p><em>Average annual home insurance rate: $2,641</em></p> <p><em>Average annual auto insurance rate: $2,064 to $2,532</em></p> <p><strong>Read more:</strong> <a target="_blank" href="https://www.insurancebusinessmag.com/us/news/breaking-news/fatal-shootings-boost-demand-for-active-assailant-insurance-110708.aspx">Fatal shootings boost demand for active assailant insurance</a></p> <h2><strong>6. Alexandria, Louisiana</strong></h2> <p><em>Violent crime rate: 18.8 per 1,000 residents</em></p> <p><em>Chance of being a victim: 1 in 53</em></p> <p><em>Average annual home insurance rate: $2,185</em></p> <p><em>Average annual auto insurance rate: $2,796 to $3,420</em></p> <h2><strong>=7. Pine Bluff, Arkansas</strong></h2> <p><em>Violent crime rate: 18.1 per 1,000 residents</em></p> <p><em>Chance of being a victim: 1 in 55</em></p> <p><em>Average annual home insurance rate: $3,030</em></p> <p><em>Average annual auto insurance rate: $1,788 to $2,184</em></p> <h2><strong>=7. Little Rock, Arkansas</strong></h2> <p><em>Violent crime rate: 18.1 per 1,000 residents</em></p> <p><em>Chance of being a victim: 1 in 55</em></p> <p><em>Average annual home insurance rate: $3,032</em></p> <p><em>Average annual auto insurance rate: $1,428 to $1,740</em></p> <h2><strong>9. Albany, Georgia</strong></h2> <p><em>Violent crime rate: 17.7 per 1,000 residents</em></p> <p><em>Chance of being a victim: 1 in 56</em></p> <p><em>Average annual home insurance rate: $2,086</em></p> <p><em>Average annual auto insurance rate: $1,404 to $1,704</em></p> <h2><strong>10. South Bend, Indiana</strong></h2> <p><em>Violent crime rate: 17.1 per 1,000 residents</em></p> <p><em>Chance of being a victim: 1 in 59</em></p> <p><em>Average annual home insurance rate: $1,854</em></p> <p><em>Average annual auto insurance rate: $1,386 to $1,668</em></p> </div> </div> </div> <div class="related_stories"> <h4>Related stories:</h4> <ul> <li><a target="_blank" href="https://www.insurancebusinessmag.com/us/news/breaking-news/rampant-rise-in-express-kidnapping-leaves-many-uninsured-37786.aspx">Rampant rise in “express kidnapping” leaves many uninsured</a></li> <li><a target="_blank" href="https://www.insurancebusinessmag.com/us/news/non-profits/should-gun-liability-insurance-be-required-16299.aspx">Should gun liability insurance be required?</a></li> <li><a target="_blank" href="https://www.insurancebusinessmag.com/us/news/breaking-news/in-wake-of-oregon-shooting-is-it-time-to-reconsider-gun-liability-insurance-25459.aspx">In wake of Oregon shooting, is it time to reconsider gun liability insurance?</a></li> </ul> </div> </div> <div> <div id="div-gpt-ad-1669120695539-13"> <script> googletag.cmd.push(function () { googletag.display('div-gpt-ad-1669120695539-13'); 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